Savings Accounts

Share Savings Account
A Share Savings Account is the foundation of your credit union membership. Our Share Savings Accounts earn competitive dividends and are a convenient way to save, especially when you sign up for payroll deduction or direct deposit. Dividends on all Share Accounts are computed on the average daily balance and compounded and credited monthly.

Christmas Club
You can open a Christmas Club Account any time of the year. This allows you to set aside money as often as you decide for those holiday expenses. For your convenience - and just in time for the holidays - your Christmas Club balance is transferred to your Primary Share Account on November 1.

Nest Egg Savings
A Nest Egg Savings account is a great tool for special savings purposes. Open one today to save for a special vacation, college expense or home improvements. You can even give this account its own special “nickname.”

Direct Deposit

Imagine the time you could save when you don’t have to drive to the Credit Union to deposit your checks. Sound to good to be true? Think again.

At WMICU, you can take advantage of Direct Deposit. Direct Deposit is a safe and convenient way to have your payroll, pension or social security checks placed directly into your primary shares, special savings or checking account. Now you can stop standing in line and start spending your time the way you like!

Print and fill out this form and submit it to your employer to set up direct deposit today!

The West Michigan Credit Union Routing Number is 272481004

Your account number: When giving your account number for automatic payments to or from your account, use your account number plus the three-digit suffix (000 - savings, 080 - checking). For example, if you would like to use your checking suffix on account 12345, your account would be 12345080.