Fees

Fees

At West Michigan Credit Union, we believe in keeping fees to a minimum. This list is provided to you for your information.

Effective January 1, 2010. Fees Subject to Change.

Account History Print-Out $2.00
Account Research $20/hour
Address Change Notification by Post Office $5.00
ATM/Credit/Debit Card Replacement $5.00
Cash Advance – Non-Members $5.00
Check Cashing/Negotiation $3.00
Non-Members $5.00
Check Copy $3.00
Credit Union Check $3.00
CU*Advance – Per Occurrence $25.00*
CU*EASY Pay – Enrollment Fee $5.00
CU*EASY Pay – Per month, as low as FREE
CU*EASY Pay – Monthly Non-Usage Fee $5.00
CU*EASY Pay – Transaction Fee (Over 15) 50¢ each
Dormant Fee – Accounts inactive for 24 months, per month $5.00
Escheat Fee – Per Occurrence $10.00
Garnishment/Levy $25.00
Gift Card by Visa $3.00
Membership Fee – at time of account opening $5.00
Money Order – Per money order $1.50
Non-Sufficient Funds Fee – Per Occurrence $25.00*
Overdraft Transfer – Per Occurrence $5.00*
Returned Deposit Item $20.00
Starter/Replacement Checks – 4 per page $2.00
Statement Copy – Previous 12 Months $1.00
Statement Copy – Older than 12 Months $2.00
Stop Payment $20.00
Travel Money by VISA $5.00
Wire Transfers – Domestic Outgoing $15.00
Wire Transfers – International Outgoing $35.00

*Fee applies when overdraft is created by check, in person withdrawal, ATM withdrawal, or other electronic means.