Rates

Loan Rates - Effective Thursday, November 20, 2008
Loan Type Rates as low as Terms/Information
Vehicle Loans 4.700% 2006-2007-2008 Model Year Vehicles
Vehicle Loans 6.000% 2004-2005 Model Year Vehicles
Recreational Vehicles 5.900% New And Used Travel Trailers, Motorcycles, Boats And More!
Unsecured Loan 11.500% Personal Loan
Home Equity Loan 6.000% Low Fixed Rate Home Equity. Contact A Loan Officer To Apply.

Rate based on term and credit worthiness. Contact the loan department for details.

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Savings Rates - Effective Saturday, November 1, 2008
Account Type APR APY Minimum
Deposit
Minimum
Balance
Checking 0.000% 0.000% - 0.000% $0.00 $0.00
Gold Savings 1.250% 0.000% - 1.260% $5,000.00 $5,000.00
Midas Savings 1.100% 0.000% - 1.110% $2,500.00 $2,500.00
Nest Egg Savings 0.700% 0.000% - 0.700% $1.00 $1.00
Christmas Club 1.000% 0.000% - 1.000% $1.00 $0.00

The annual percentage yield (APY) is based on an assumption that interest will remain in the account. Withdrawals and fees may reduce earnings.

CD Rates - Effective Thursday, November 20, 2008
Certificate Term APR APY Minimum Deposit
3 Month Certificate 2.050% 2.070% $500.00
12 Month Certificate 2.750% 2.780% $500.00
12 Month Jumbo Cert 3.000% 3.040% $50,000.00

The annual percentage yield (APY) is based on an assumption that interest will remain in the account. Withdrawals and fees may reduce earnings.